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Here to Help

We can offer help and advice on many different makes and models and varieties of machines

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Espresso or Bean to Cup

Many Leading Coffee Machine Brands - No Need to Look Further!

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All of the preparation adds to the “Theatre” of the Coffee Culture.

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Pressure Testing

14 months old? then you need a PSSR Test.

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Bean to Cup

Commercial “Bean to Cup” coffee machines carry out the whole process of making coffee automatically.

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Office Coffee Machines

Office Coffee Machines and Bean to Cup Coffee Machines

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For Help and Advice Choosing and Sourcing Coffee Equipment

0800 023 5005

or Text 07922 164770 and we'll call you back!

Buy or Lease Commercial Coffee Machines - Which Is Best?

Commercial Coffee Machines to Lease as well as Buy. Coffee Machine Leasing is Tax efficient. A "Lease to Buy" or "Lease Rental" leasing of Commercial Coffee Machines, Espresso Machines or Bean to Cup Machines enables you to choose the best equipment for your needs without it affecting cash flow, and it can be owned outright at the end of the Lease period. There are many benefits to Coffee Machine Leasing. We explain the Pros + Cons of Leasing to help you determine whether Leasing is for you.




What's the Pros and Cons of Leasing?

Leasing is not right for everyone and there are certain requirements. For any business old or new. It will definitely save your cash flow and is a good alternative to buying equipment when spare capital is at a premium. However, as with most things there are Pros + Cons to Leasing.

Should I consider Leasing Coffee equipment?

Pro: Leasing a Coffee Machine or any other equipment required in your business allows to get the best reliable equipment without having to pay a full cost upfront. By leasing your Coffee Machine saves your capital for other more pressing costs where Leasing is not an option.

Con: There is an element of "interest" with a Lease, as there is with any form of "borrowing". However, there are Tax benefits that can offset extra costs.

Pro: The cost of leasing equipment is generally deductable from taxable income. In our case, how this works and an estimate of how much is usually given by our Lease Company when they provide a Leasing quote.

Will my finances be easy to manage while I Lease equipment?

Pro: Making monthly payments over time allows you to budget your funds and limit unexpected expenditures.

Con: With a Lease; as with any other Financial Loan or Mortgage, payments need to be made on time. Payment defaults can result in re-possession and financial liabilities.

What Coffee Equipment will I have access to when Leasing?

Pro: All equipment is available on Lease. Leasing allows your business to have access to a higher standards of equipment than your business could afford if buying it outright. Making smaller monthly payments can help a business obtain a product that they would not generally be able to afford.

Pro: Leasing makes upgrading equipment easy. You may want a bigger, better machine in the future. You might want take advantage of new Technologies that are constantly evolving. At an optimum time during your Lease or at the end of the Lease period you continue your Lease with brand new equipment.

You can purchase all of our equipment using finance. We refer our customers to Oxford Funding who source the best package to suit your requirements. We will arrange for them to give you a call on our behalf. See what Oxford Funding have to say.


Leasing is probably the most popular method of purchasing new equipment today. The majority of customers purchasing coffee machines will lease. Infact 92% of all purchases are done on a lease. This allows them to have the best equipment without the worry of using cash flow.


You may be able to afford to buy the equipment outright, but before you make this decision, you must consider the following:

Why use finance?

‘Because cash flow is the life blood of every good business’

  • Enables you to buy the right equipment when you may not have sufficient cash.
  • Preserves YOUR working capital and keeps YOUR cash in YOUR Bank.
  • Matches the correct monthly cost of owning the equipment to your monthly income.
  • Enables you to have a regular replacement new equipment with an upgrade policy.
  • Budget with known fixed monthly costs that do not vary if interest rates increase.
  • Can enable substantial tax savings.Enables you to develop and expand your business without running out of cash.

What will it cost?

Oxford Funding are regulated brokers. They will listen to your requirement, check out your credit status, and look for the best (cheapest) package they can find for you. Rates and terms vary depending upon status of your business, which is why we suggest using a broker to find you the best quote. If you want some idea, you can look at their calculator below.

Coffee Machine Guru offers a wide range of Traditional Espresso Machines, Bean to Cup Machines and associated Packages that give you everything you need to serve Espresso based Coffees. There are "budget" options right through to "high end" premium brands. However, to give you some idea of figures to use in the calculator, a broad spectrum might be between £2000 and £4000 + VAT. Some machine options might be less and some might be more depending upon your operational needs. CLICK STANDARD LEASING CALCULATOR


Standard Leasing Calculator



A.No. Your monthly payment is fixed at the start of the lease and so are unaffected by interest rate rises. This enables you to budget your cash flow more accurately. As inflation rises, because your payments are fixed the cost of the equipment reduces in real terms.



A. Yes. A business wishing to acquire capital equipment has to seek the most tax efficient way when doing this. All lease payments are treated as an allowable business expense and therefore attract tax relief for the full duration of the lease agreement. Your accountant will be able to confirm this. 



A. Using your bank for all your business funding is not a good practise. If you use all your overdraft facilities you leave yourself in a vulnerable position to react to any unexpected needs of short-term borrowing. Your bank may change the interest rate mid-way through a loan or reduce your overdraft facilities, which can dramatically affect the cash flow of your business. Sometimes banks will limit the amount they will lend you without further security such as taking a charge on your home. It is not financially prudent to have all you eggs in one basket.



Leasing enables you to choose the best equipment available with no cash outlay. This enables you to have the best equipment available with the latest technology and start to enjoy the extra profits this generates before your next lease payment is due.



At the end of the lease you can either own the goods outright for approx. the cost of one extra monthly payment, or we can arrange to have your old equipment taken away and replaced with brand new equipment allowing you to have the best and latest equipment.


Why does Coffee Machine Guru use The Oxford Funding Company Ltd?

They never charge you anything for their service. They are free to our customers. You are never obliged to take any funding they quote you.


Oxford Funding has been providing businesses like yours with the finance it needs since 1990. Their mission statement says:

Honesty - They aim to get you the best finance that there is possible.

Efficiency - They work to get your finance as quickly as possible and with the least amount of hassle to yourselves.

Niceness - They are nice people: They offer a personal and friendly service to all of our customers, helping them to meet all of their funding needs. 



“Coffee Machine Guru”

0800 023 5005


Coffee Machine Guru are a National Company supplying Commercial Coffee Machines, Servicing and Repair and our own Primo Caffe Guru brand of bespoke Freshly Roasted Coffee. We supply to, or already have customers in all of the following Cities and associated Towns and Counties.

CITIES + TOWNS:- Bangor, Bath, Basingstoke, Birmingham, Blackpool, Blackburn, Bolton, Bracknell, Bradford, Bridport, Brighton & Hove, Bristol, Bromley, Camberley, Cambridge, Canterbury, Cardiff, Carlisle, Chelmsford, Chorley, Chester, Chichester, City of London, Colchester, Coventry, Derby, Dundee, Durham, Edinburgh, Ely, Exeter, Guidford, Glasgow, Gloucester, Hereford, Huddersfield, Inverness, Kingston upon Hull, Lancaster, Leeds, Leicester, Lichfield, Lincoln, Liverpool, London, Luton, Lytham, Manchester, Middlesbrough, Newcastle, Newport, Northampton, Norwich, Nottingham, Oldham, Oxford, Perth, Peterborough, Plymouth, Portsmouth, Preston, Ripon, Rhyl, Salford, Salisbury, Sheffield, Southampton, St Albans, St Annes, St Asaph, St Davids, Stirling, Stoke-on-Trent, Sunderland, Swansea, Telford, Truro, Wakefield, Warrington, Watford, Wells, City of Westminster, Wigan, Winchester, Windsor, Woking, Wokingham, Wolverhampton, Worcester, York,


Southeast Counties - London and surrounding Home Counties. Bedfordshire, Berkshire, Buckinghamshire, Cambridgeshire, East Suffolk, East Sussex, Essex, Hertfordshire, Kent, Norfolk, Oxfordshire, Suffolk, Surrey and West Sussex.

Southwest Counties - Avon, City of Bristol, Bristol, Gloucestershire, Herefordshire, Wiltshire, Somerset, Dorset, Devon, Cornwall.

Midlands - West Midlands, Warwickshire Worcestershire, Staffordshire, Birmingham, Coventry, Derbyshire, Nottinghamshire, Leicestershire, (including Rutland), Lincolnshire and Northamptonshire, Shropshire, Worcestershire

Northwest - Cheshire, Cumberland, Cumbria, Manchester & Greater Manchester, Lancashire, Liverpool & Merseyside, Southern Cumbria, Northern Staffordshire, High Peak area of Derbyshire, Westmorland, West Yorkshire & Leeds.

North of England - Humberside, East Riding of Yorkshire, South Yorkshire, West Yorkshire, Lincolnshire.Northeast - Cleveland, Northumberland, County Durham, Tyne and Wear, Teesside, North Yorkshire.

Wales - All counties North and South.

Scotland - Glasgow and area, Edinburgh and area. Other areas please enquire.


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